Credit Card Processing Solutions for Restaurants & Bars in Indiana.

Own a restaurant or bar in Indiana? Accept the payments your guests want to give with Midwest Merchant Services. We integrate with 99% of POS systems on the market, so keep the hardware you love and gain access to our powerful credit card processing. We’ll lower your processing fees so you can invest more in serving great food and delighting your customers.

At Midwest Merchant Services, you don’t have to worry about unnecessary fees. Instead of taking a cut out of your restaurant’s sales, we simply charge a monthly membership fee so can get access to the direct wholesale rates of credit card networks.

Areas We Serve Around Indiana

  • Indianapolis
  • Fort Wayne
  • Evansville
  • South Bend
  • Carmel
  • Fishers
  • Bloomington
  • Hammond
  • Gary
  • Lafayette
  • Muncie
  • Terre Haute
  • Kokomo
  • Noblesville
  • Anderson

Why Restaurants + Bars in Indiana Choose Us

As much as 75% of diners prefer to pay using credit or debit cards at restaurants. That’s a lot of transactions, and if you’re paying fees and markups for every swipe, you’re handing over your revenues to your processor (and other middlemen) instead of reinvesting the funds into your business.

As the National Restaurant Association puts it, “as soon as a restaurant customer swipes a payment card, as many as 12 additional entities can take a cut from that one transaction. Just a few of these middlemen might be an independent contractor, an accounting firm, a non-processing bank and the network software provider.” We are different- we’ll lower your processing fees so you can invest more in serving great food and delighting your customers.

Better Payment Processing.

Take advantage of a more cost-effective and modern payment processing company. We take pride in our low cost and transparent system.

  • Save with flat-fee processing and no markups

  • Accept payments in-person, online, or mobile

  • Customize payment forms to match your brand

  • Access business analytics to make decisions

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Types of Restaurants + Bars We Assist in Indiana

  • Diners

  • Franchise Restaurants
  • Food Trucks

  • Cafes

  • Pub or Distillery

  • Coffee House

  • Pop-Up Restaurant

  • Nightclubs

Unlike most payment processors in Indiana that charge you highly marked-up percentages on your sales, our memberships have no percentage-based markups whatsoever. Aside from the wholesale costs that go to the credit card networks and banks (not to us), you just pay a fixed, predictable monthly fee for access to the credit card processing networks alongside a small $0.05-$0.15 fee on each transaction. You won’t have to haggle with salespeople about processing rates or worry that you’re paying too much. Your membership fee covers it.

If you own a restaurant or bar in Indiana, we have an option for you. See how your company can benefit.

Learn More About Our Services.


Our pricing system is unique and serves to benefit the merchcant.


The membership pricing style is designed for any and all businesses.

About Us

We are here to help you put more money back into your business.