Streamline your eCommerce Business

Sync your online, mobile, and in-store sales seamlessly with Midwest Merchant Services. Our team will consult with you to find the best virtual terminal or online platform that allows your business to process payments online seamlessly and stay at the forefront of technology.

Maximum security

We offer the highest level of security to protect your business and your clients’ information against data thieves.

Ease of integration

Our flexibility allows us to easily integrate with almost any online payment platform.

Top-rated support

When you have a question, you shouldn’t have to wait. Our support team is standing by to speak with you in 30 seconds or less every time.

Save Big on Processing

With our eCommmerce Program, you can save by shifting the processing costs to customers and offering discounts for anyone paying in cash.

Zero Obligation

Not working out? No problem at all. We’ll switch you back to our traditional model with classic low-low rates.

Transparent Pricing

All of our costs are fully transparent. There are no hidden fees and no unexpected changes.

Technical Support

Our team is here to assist you every step of the way, from setting up your gateway to daily troubleshooting.

Easy Enrollment

The enrollment process is easy. Complete your application and in just a few steps you can start processing.

We believe in full disclosure, always.

Pricing per Occurrence

Costs Our Costs
Interchange + Margins 0.55% + $0.15/authorization
Interchange Costs Passed-through at cost
Card Assessment Costs Passed-through at cost

AVS Cost (for keyed sales)

Retrieval Cost $25/instance
Chargeback Cost $25/instance
Voice Authorization Cost $2.00/instance
Closure Cost $50/instance
ACH Reject Cost $30/instance
Wireless Service Cost (if applicable) $17/month
Clover Go Mobile (if applicable) $10/month
PCI Non Compliance (if applicable) $19.95/month

Commonly Asked Questions

Fast Deposits

When using Midwest Merchant Services, you can anticipate receiving your funds in your account as early as the following day.

No Long-Term Commitments

Our objective is to earn your business on a daily basis, which is why we do not adhere to contracts.


We take pride in our honesty and openness. With Midwest Merchant Services, you won’t encounter annual fees, monthly minimums, or hidden charges when you process payments.


Absolutely! With our virtual terminals you can seamlessly sync your online, in-store, and even mobile transactions.

A virtual terminal turns your computer into a credit card terminal. It is perfect for remote billing or taking credit cards over the phone.

We offer fraud detection solutions that give you the tools to help you get ahead of the fraudsters and reduce risk. This technology will provide real-time data on credit, debit, and gift card transactions.

Yes, send invoices and even set up recurring payments through our virtual options. All you need is a computer and web browser!

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