How is Midwest Merchant Services different?

We are a membership-based processor. Unlike most processors who mark up the wholesale rates through a flat rate or by a set percentage, we only charge a low membership fee. Our model is focused on saving our members money.

How much do members generally save?

On average, we save members $400+ per month. Midwest Merchant Services has no processing fees, so the more you process the more you save.

What if I process more than my plan authorizes?

We base our membership plans on average processing volume. If a business consistently processes above their designated plan, then we will reach out to discuss another membership option.

Am I locked into a contract?

No. Our members are never locked into a contract. If you need to cancel your membership for any reason, you can do so.

What are the benefits of becoming a member?

There are no hidden fees, extra account fees, statement fees, surcharges, PCI fees, service fees or any other type of miscellaneous fees. We strive to give our members piece of mind and let them get back to what they do best, growing their businesses.

What industries does Midwest Merchant Services service?

We are proud to partner with businesses in nearly every industry.

Why do you need my personal information on the application?

As a financial institution, we are required to comply with the laws and regulation. One of these mandates is to verify the identity of the person(s) looking to open a merchant account.

What are the wholesale rates?

Commonly referred to as “Interchange,” these fees are set by the card brands and the issuing banks. They consist of rates and fees based on card type, industry, and transaction volume. These standardized and non-negotiable fees are charged by every processing company in the industry.

Which plan should I choose?

Each of our membership plans are suited to different business needs. Our plans cater to the amount of volume your business processes annually. Check out our pricing now.

Can I change membership plans?

Yes, of course. We understand that as your business’s needs may change, so we give you the availability to switch plans at any time.

Do you offer custom plans?

Yes. Please contact our sales team at (833)995-3400 or and we can put together a quote that works for your business needs.

Does Midwest Merchant Services service businesses outside of the United States?

No. Midwest Merchant Services can only service businesses in the United States at this time.

How soon can I get started?

Lets Get Started now! Our application takes just a few minutes to fill out. Approval time is usually 24 hours. Once you are approved a representative will contact you to go over your equipment options.

What POS systems do you integrate with?

We typically suggest that you speak directly with your POS company to have them verify what processors they can work with. If you require further help, please give us a call.

Get a personal consultation.

Call us today at (833) 995-3400

Please contact us with any questions or concerns.